In 2024, people lost around $12.5 billion to scam artists in the United States. Worldwide the number is greater than $1 trillion. Scammers are everywhere.

We don’t know how many scammers get caught. There is no reliable way to verify the number. It gets complicated further because not everyone reports it when they get ripped off.

In the past the only scam artists were the palm readers, the psychics and the people selling magical elixir to cure what ails you. The magical elixir can be found at your local liquor store! It was simply rebranded.

My encouragement to you is to be alert and be aware. If something sounds too good to be true, it is. Discipline and hard work will get you where you want to be. Leave the scammers behind…